# Privacy Policy

- Link: https://www.cornerstoneinsured.com/privacy-policy/
- Published: 2024-11-08T10:12:49-07:00
- Author: admin

Data gathered by Cornerstone Insurance Services includes: names, addresses, DOT#
s, insurance history, claims history, vehicle information, driver information, and
any other information insurance underwriters may request in the process of underwriting
commercial insurance.

Cornerstone Insurance Services uses this information solely to produce and service
commercial insurance quotes and policies. Consumer data is shared only with the 
insurance company(s) that the consumer has requested a quotation or policy from.

SMS consent will not be shared with any third party and affiliates for marketing,
nor will any phone numbers for SMS purposes.

## **Terms and Conditions **

By subscribing to our services, you agree to the following terms and conditions
regarding messaging and communications:Messaging Frequency: By opting in, you consent
to receive recurring messages from us. The frequency of these messages may vary 
depending on the service you’re subscribed to (e.g., weekly, monthly, or as events
or promotions arise).Potential Fees: Standard messaging and data rates may apply
depending on your mobile carrier and plan. You are responsible for any charges incurred
from receiving messages.Opt-In Method: To opt-in to our messaging service, you must
provide explicit consent by submitting the Opt-In form through our website.Opt-Out
Method: You can opt out of receiving further messages at any time by replying with
STOP. After opting out, you will no longer receive further messages unless you opt
back in.Privacy Policy: For more information about how we collect, use, and protect
your personal data, please refer to our Privacy Policy.By subscribing to our messaging
service, you acknowledge and agree to these terms.Thank you for your attention to
these important matters. We look forward to supporting your SMS initiatives in a
compliant and effective manner.

## **Terms of Service**

**Effective Date: 11/12/2024**

Welcome to Cornerstone Insurance Services Inc. By accessing or using our website
at [www.cornerstoneinsured.com](http://www.cornerstoneinsured.com/) (the “Site”),
you agree to comply with and be bound by these Terms of Service (“Terms”). Please
read them carefully before using our Site.

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**1. Acceptance of Terms**

By using this website, you agree to abide by these Terms and our Privacy Policy,
which is incorporated by reference. If you do not agree to these Terms, you should
not use our Site.

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**2. Changes to Terms**

We reserve the right to modify or update these Terms at any time, without prior 
notice. Any changes will be effective immediately upon posting on this page, and
the “Effective Date” at the top will be updated. Your continued use of the Site 
after changes have been posted constitutes your acceptance of the updated Terms.

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**3. Eligibility**

By using this Site, you represent and warrant that you are of legal age to form 
a binding contract and are not prohibited from using the Site under applicable laws.

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**4. Services Provided**

We offer a range of insurance services. Our website may allow you to submit information
to insurance quotes, request more information, or contact us for assistance. We 
do not offer insurance products directly via the website but connect users to insurance
providers.

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**5. User Responsibilities**

You agree to:

 * Provide accurate and up-to-date information when using our Site.
 * Use the Site only for lawful purposes and in accordance with these Terms.
 * Not interfere with or disrupt the operation of the Site or its security features.

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**6. Intellectual Property**

The content, design, and layout of this Site are protected by copyright, trademark,
and other intellectual property laws. You may not use, copy, modify, or distribute
any content from this Site without our express permission, unless such use is explicitly
allowed by law.

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**7. Limitation of Liability**

To the maximum extent permitted by law, Cornerstone Insurance Services Inc, its 
affiliates, or its employees shall not be liable for any damages arising from your
use of this Site or reliance on any information provided, including direct, indirect,
incidental, punitive, or consequential damages.

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**8. Links to Third-Party Websites**

Our Site may contain links to third-party websites or services that are not owned
or controlled by us. We are not responsible for the content, privacy policies, or
practices of third-party websites. You acknowledge and agree that we are not liable
for any loss or damage caused by your use of such third-party websites.

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**9. Privacy Policy**

Your use of our Site is also governed by our Privacy Policy, which can be found 
at [insert link to Privacy Policy]. By using the Site, you consent to the collection
and use of your personal data as described in the Privacy Policy.

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**10. Termination**

We may suspend or terminate your access to the Site at our sole discretion, without
notice, for any reason, including if we believe you have violated these Terms.

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**11. Governing Law**

These Terms will be governed by and construed in accordance with the laws of the
United States of America without regard to its conflict of law principles.

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**12. Contact Information**

If you have any questions or concerns about these Terms or the practices of this
Site, please contact us at:

Cornerstone Insurance Services Inc
PO Box 1233, Jamesport, NY 11947631-494-4704INFO@
CORNERSTONEINSURED.COM

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**13. Severability**

If any provision of these Terms is found to be invalid or unenforceable, the remaining
provisions will remain in full force and effect.

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Thank you for visiting Cornerstone Insurance Services Inc We appreciate your business
and are committed to providing you with excellent service.
